Most Alberta Families Are Exposed to Around $250,000+ in Unprotected Financial Risk
Many working professionals assume their income and family are covered.
But small protection gaps can quietly change everything.
This 60-second assessment highlights where risk may exist — before life forces the conversation.
Start the 60-Second Assessment
Free • Private • No obligation
Licensed Alberta AdvisorCalgary, AlbertaEducation-first approach
How This Works
1
Answer a few simple questions
2
Your responses are reviewed for protection and preparedness
3
You receive a personalized snapshot
4
No pressure. Just instant clarity
Why This Matters
Most families do not realize they are underprotected until something goes wrong.
Work benefits are enough
We'll deal with it later
This assessment helps uncover:
- Income gaps that impact your family immediately
- Protection shortfalls if a primary earner is lost
- Coverage blind spots carried for years
- Why seeing this early preserves options — seeing it late removes them
About the Advisor
Ryan Kostiuk
Licensed Life & Retirement Planning Advisor
Calgary, Alberta
- LLQP-licensed advisor
- Works with Alberta professionals and families
- Focuses on protection and long-term stability
- Education-first, no-pressure approach
- Built to surface risk early — before decisions become rushed